If we choose the 0% APR Apple Card Monthly Installment option to purchase an Apple product, but the total price of the product exceeds 30% of our credit limit, will it have a negative impact on our credit score?
I am planning to use my Apple credit card to purchase a MacBook Pro 14. My credit limit is $5000, and I want to select the 0% APR Apple Card Monthly Installment option at checkout. However, the price of this MacBook Pro exceeds 30% of my credit limit. Will this have a negative impact on my credit score?
