Apple Card PIN

A PIN is not necessary because cash advances are not permitted per the Apple Card Customer Agreement (Terms & Conditions).

https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf

Those are not a PIN (Personal Identification Number). Those are the last 4 numbers of the 16 digit card number. Those numbers are provided by the bank to facilitate refunds and returns.

Titanium cards do have pins, they’re just tricky to find but there are two ways to find the pin.

Way #1:

Wallet —> Apple Card —> Top right corner little card with 123 —> Additional Card Numbers —> You will now see the Last 4 digits and expiration of your titanium card.

Way#2

Wallet —> Apple Card —> Top right corner 3 dots —> Card Details —> Card information —> Additional Card Numbers —> You will now see the Last 4 digits and expiration of your titanium card.

Below the titanium card information it says “use the last 4 digits to identify transactions made with titanium card” The last 4 digits are your basically your pin number and used anytime you’re asked for a verification (which merchants will refer to as pins even though it’s credit)

The merchant is attempting to process the charge as a debit card, which would be considered a Cash Advance and not permitted per the T&C.