How do I update my Apple Card PIN?
Hello JohnRMacgregor,
The Apple Card is a credit card and therefore does not require/have a PIN associated with it. Have you encountered a situation where you were asked for a PIN? If so, make sure the card reader is reading it as a credit card not a debit card.
Hello JohnRMacgregor,
The Apple Card is a credit card and therefore does not require/have a PIN associated with it. Have you encountered a situation where you were asked for a PIN? If so, make sure the card reader is reading it as a credit card not a debit card.
To be clear … AppleCard does not provide a PIN for POS “cardholder verification” … as is common w/ many non-US cards.
Easiest solution is to use another card. However, I have gotten it work at unmanned terminals (gas stations, tolls) with a random 3 or 4 digit number. This works maybe 10% of the time. Usually I pull out a no foreign transaction fee Visa Card I use.
The “way around” it is if a PIN is required …
… is often to go to a “manned by a person” POS terminal.
If your AppleCard Txn is declined due to lack of a PIN, almost all other CCards in “most” American’s pockets are going to fail as well.
(Why I always urge caution to posters re: unmanned kiosks in transit systems)
I specifically carry a fairly rare U.S. issued Chip & PIN CCard for my overseas trips.
Well if you need gas, you need gas. Many gas stations in Europe are unmanned at night. Toll roads/booths are another place that are frequently unmanned. Again, unavoidable. In the US, Discover, American Express, and Visa Cards typically have a PIN. Mastercard many times does not. In the US, the PIN can be used for Cash Advances at ATMs
In Europe, it’s meant as an extra layer of security. Occasionally, trying to do a transaction and using Apple Pay, a request for PIN pops up on the screen of friends iPhone. It’s just different. I think all European banks have PINS on their credit cards, but not positive.
Dealing with this now in Turkey. I didn't deal with this in 2021 when we used our Apple card here for pretty much everything (via Apple Wallet tap to pay). Our Costco Visa also similarly sometimes requires a pin - one we've never set. If the place takes AMEX, then that seems to work without issues. Otherwise, what else is good is United Mileage Plus VISA. This is turning into quite an annoyance.
Some European countries require a PIN, even when run as credit. The lack of PIN is more an issue with some US based credit cards. 😀
Well, there is my "I learned something new today." Is there any way around this for Apple Card users? Or is the solution to use another credit card?
How do I update my Apple Card PIN?
