For programming specifically, is it worth upgrading RAM?

Title is self explanatory. Specific specs for this question are as follows, M2Pro/Max 14 inch. I am currently looking at a 12/19 core, 1TB, 16gb model. Is it worth upgrading the RAM to 32gb? How about upgrading to an M2 Max. I’m a university student but making enough money to justify the fee extra hundred spent if it will make a difference. I want to get into AI and/or game development with C++. I won’t be doing much gaming, so the extra GPU cores honestly don’t even matter to me, it would mainly be for the memory bandwidth and other benefits of the M2 Max. If you give an answer please give me specific reasons as to why you gave the answer. And the reason I’m even considering an upgrade is because I used the machine I’m going to buy (12/19 core stated earlier) and I had problems with the RAM. When I tried coding only it worked fine. As soon as I got my workflow going(multiple instances of either Clion or Pycharm, multiple safari windows with 5-10 tabs each, notes, iMessage, and a few miscellaneous apps running in the background to help my user experience), it started using 2-15 GB of swap. Now I didn’t notice any performance drops until it got to over 10GB of swap used, and I’m wondering if getting 32GB and/or an M2 Max would fix this issue, or if I should even really worry about the issue?