personal finance app

Do an Apple Store Search for " Moneydance " or for more recent Non Apple Store version Moneydance

Have been using since about High Sierra to and including in Ventura 13.4.1

It contains the Universal Binaries to run on Apple Silicon computers or Intel machines.

Think if you explore the Moneydance site you may find a possible non subscription solution

Personal finances, checking, savings, credit cards etc all available

Yes I Do use it and am retired since 2007.

You can purchase Quicken on the subscription plan but not re-subscribe at the end of the year. Since I purchased Quicken there have been about 10 updated along the way.

Quicken was sold by Intuit in 2016 and has since beefed up the Mac version considerably.

I used to track my IRA investments with it but it got too much for me. I had too many items in the IRA and it got overwhelming trying to enter each and update them. I do believe that the current Quicken can download the transactions for the investments and automatically track them. That feature came in after I stopped tracking myself.

I let my son-in-law, who's my financial advisor, take care of that and get printed reported every month from his company.

I'd also give their customer support line a call to see how to convert you current file type to theirs before purchasing.

You’re going to have trouble finding a good personal finance app that doesn’t require a subscription. It really depends on what you need. If you just want to do basic checkbook and budget then just about any of the standalone or free ones will do.

Quicken will do it all, download and manage investment accounts, budgets, reports, taxes, bank accounts, credit cards. The subscription to Quicken Deluxe for Mac is $65/yr, that’s around $5.40/month. I consider that a real deal for what the software does.

stephen492 wrote:

I have read that Quicken for Mac has compatibility issues that make it cumbersome to use.

You read wrong. I’ve been using the Mac version almost since day one. The current Mac version is closer than ever to the PC version in features and function. Like you I use it for my retirement accounts, IRAs, credit card management. Almost all banks support the download functions. There are some holdouts like Apple’s own Apple Card, GM Mastercard, Dillard’s department store card

What exactly are your requirements? Different apps have different areas of focus.

I've been using it for several years thru several systems and have had no problems. They've improved its connection to banks for automatic updating and downloading of transactions.

I've been using Quicken Deluxe for a number of years and am very happy with it. I'm able to follow several credit cards, two checking accounts, a savings account and a loan account.