How to retrieve funds transferred to an individual without Apple Cash account?

How do I get funds transferred back to me that was transferred in error to an individual who does not have Apple Pay?

iPhone XS, iOS 14

Posted on Jul 11, 2023 7:34 PM

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1 reply

Jul 12, 2023 5:13 AM in response to Tweetydiva13

Please follow the steps below. Funds are generally returned in about 3 days in my experience. There is also a link to Apple Support if you need additional assistance.


>>How to cancel or dispute a payment


  1. Open the Messages app, then open the conversation and tap the payment.
  2. Your Apple Cash card will open in the Wallet app. Under Latest Transactions, tap the payment, then tap it again.
  3. Tap Cancel Payment.


If you don't see Cancel Payment, the person has already accepted the payment. Try asking the recipient to send the money back to you instead.


It might take 1-3 business days for the money to be refunded, depending on your bank or card issuer.


Apple Cash person to person payments are just like any other private transaction between two people, so only send and receive money with people you know. If you have questions or concerns about a transaction, please contact us. <<


Send and receive money with Apple Cash - Apple Support


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How to retrieve funds transferred to an individual without Apple Cash account?

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