Adding card to Apple Pay

Your issue(s) involve several different settings and you still may not be able to fully resolve the issue(s).

1) Banks may restrict the region you can add the card. If you’re in a different region, from the bank, you may not be able to add the card to your Wallet. Apple ID is associated with a region and your Apple device is associated with a region.

2) Changing regions on your device could possibly disable other cards. Some countries restrict their cards to specific regions. It may depend on the type of card you have, debit, credit or prepaid debit etc.

3) Changing regions to other regions to use different App Store, iTunes store, etc, store may require you to spend funds in your Apple Account/Apple Gift Card.

4) Verifying a credit/debit card may not be supported by the issuing bank.

I can probably think of another 5 or 6 issues that could prevent you switching regions and verifying your credit card.

I’m happy to start troubleshooting with you, but the next step would be to talk to somebody at the bank that issued the card and verifying with their support team that the card can be added when you are outside their region. Will they use email, voice or Text to verify and will they do it to a country in another region?

Next question is will you need to change region on your device? If you have to change region, do you have issues with funds in another region Apple Store?

Resolve that and you can follow your banks guidance on verifying your card. This may require you to contact a higher level of support at your bank to verify this can be done.

I hope this helps.

Next step is on you. Have you contacted the bank that issued the problematic Icelandic card? If so, did they have any insights on your issue?

When you try to add the card, how far do you get with adding the card? Do you get to the stage that says the bank will contact you via text, email or voice and you never get the verification code?

Cards are unique to a device. The cards Apple Pay number will be different for each device it is on. Card data can therefore not be backed up or transferred. New device, means new device number for each card. It’s a security/Apple Pay requirement.

So, now I’m confused. Are you having issues with multiple cards, some cards or just one card?

If you’ve already purchased the items you’ll still have access to the items. Buy if you want to purchase new items you need to do so in the correct region/country. Region probably needs to be set correctly to add a new card.

What iPhone did you have when you changed your living arrangements? Moving to a new location usually doesn’t inactivate/remove a card, but it’s a possibility with some cards. If you had the card on your iPhone when you moved, not an issue. But if adding a new card or adding a card from a different region, it may not work on a new device if region isn’t set correctly.

Are you trying to add the card to Apple Wallet app or your Apple ID account?