How can I unlock my Apple Pay

Apple Pay cannot be locked.

If you are referring to something else, then please explain clearly what exactly was disabled.

If your Apple Cash account (different from Apple Pay) was restricted then follow the steps in the support document provided by pjswiz above.

Hello deashon,

Are you referring to Apple Cash - If your Apple Cash account is restricted or locked - Apple Support?

Please also verify you're in a country or region that supports Apple Pay - Countries and regions that support Apple Pay - Apple Support.

If you could provide more information that would be extremely beneficial!

You can also always contact official Apple Support - Contact - Official Apple Support