How many cards can an Apple ID hold?

That depends on the device, not the Apple ID

Just personal experience. Apple doesn’t address this specifically in any support articles. There is also a limit on transit cards. I know they were limited to 4 cards before iOS 16. I don’t know their current limit and if it changed. So, an iPhone 7 may have 8 credit cards and 4 transit cards, for a total of 12. Apple >cards< count. But Apple Pay Later >card< and Apple Account >card< don’t seem to count. I currently have 17 cards in my Wallet. I got to 17 when I added an Apple ID Account. But before it was added I couldn’t add anymore credit or debit cards.

I suspect the Secure Enclave was changed after iPhone 7 and the firmware/software was changed with iOS 16. This was widely discussed when 16 released September 2022.

I haven’t found a limit for loyalty cards and passes. My wife must have 50 or more loyalty cards in here wallet and no end in sight.

Only secure cards count (HomeKey, Credit Cards, Debit Cards, Apple Cash, State ID)

Loyalty Cards, Gift Cards, Transit Card, Vaccine Cards do not count as they are not stored on the secure element

FWIW, I have a total of 24 installed in an iPhone.

(Mix of credit, debit, transit, and loyalty)

YMMV as already explained; being limited by the capacity of your particular devices’ Secure Enclave.

iPhone 7 and older can hold 8 credit or debit cards. iPhone 8 and up may hold 16 cards.

Jeff:

Outstanding info! 😀

(which mirrors my own anecdotal observations)

Thank you.

Is there a “sharable” source ?

I haven’t found a limit on the cards yet. I had over 32 cards at one point in my Wallet app a few months. I’m thinking it might be 64 cards.