What error does your son receive when trying to request reporting? Is he following the information in this support article?
>>Important information about participant credit reporting
If you're a participant, you can spend on the account but you're not responsible for payments. The account owner and co-owner are responsible for all purchases made by participants.
Credit reporting can assist people with no or limited credit history by establishing or expanding their credit file. Generally, accounts that have been established for a while, shown consistent on-time payments, and maintain low balances (e.g. below 30% of the total credit limit) may result in a more positive credit impact.
Participants will be reported to the credit bureaus as authorized users on the owner’s account, which is a signal that they are able to spend on the account, but are not responsible for payments. Being a participant on an account that has a negative payment history (e.g. the account goes past due) or is over utilized can have negative effects on your credit.
- To access and use all of the feature of Apple Card, add Apple Card to Wallet on your iPhone or iPad with the latest version of iOS or iPadOS. Available for qualifying applicants in the United States. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.
- Any participant over the age of 18 can choose to be reported to the credit bureaus. Any participant who is or becomes married to an account owner is required to be reported to the credit reporting agencies by law.
Build credit history for Apple Card Family participants - Apple Support
How Apple Card and Apple Card Family is credit reported - Apple Support (AL)
Identity verification for Apple Card or Apple Cash - Apple Support
CONTACTING — Goldman Sachs Bank
- Call toll-free at 877-255-5923; or
- Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.
