Apple watch ApplePay not using correct card

I keep having issues where I bring up a certain credit card with my Apple Watch and then when I use it to tap, it shows that the charge went on my Apple account and not the other credit card. Has anyone else had this problem?

Apple Watch Series 8

Posted on Aug 21, 2023 4:57 PM

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Question marked as Top-ranking reply

Posted on Aug 22, 2023 9:03 AM

I suspect it’s resetting to the default, before you can initiate the Apple Pay transaction. Do you see the >Hold Near Reader< notification?


When you choose the card you want to use, you have to touch the card and you’ll see either the >Hold Near Reader< notification or the >Double Click to Pay< notification if your watch is already near the terminal. If you don’t take the extra step, I think transactions just go on the default card in the Watch Wallet app.

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Question marked as Top-ranking reply

Aug 22, 2023 9:03 AM in response to SteveG99

I suspect it’s resetting to the default, before you can initiate the Apple Pay transaction. Do you see the >Hold Near Reader< notification?


When you choose the card you want to use, you have to touch the card and you’ll see either the >Hold Near Reader< notification or the >Double Click to Pay< notification if your watch is already near the terminal. If you don’t take the extra step, I think transactions just go on the default card in the Watch Wallet app.

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Apple watch ApplePay not using correct card

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