When I read up on participants in Apple Card, it says there is a Build My Credit option for a participant if they hit the more and details options from their Apple Card in their wallet. I’ve walked my son through this multiple times, he’s been a participant on my card for a while, and he has no such option on that screen.
iPhone 12
Is he over 18? See the following from Set up Apple Card Family and add a co-owner and participants - Apple Support
footnote 3: Participants who are 18 years of age or older can request credit reporting by providing their full Social Security Number to Goldman Sachs Bank, USA, Salt Lake City Branch upon accepting their Apple Card invitation. Participants who are 18 years of age or older can also opt in to credit reporting by opening the Wallet app, tapping Apple Card, tapping the More button, then tapping Build Credit History. Any participant who is married to an account owner is required by law to be reported to credit agencies and must either provide their Social Security Number to Goldman Sachs or contact an Apple Card Specialist.
To check the birthdate associated with an Apple ID, see: Update the birth date associated with your Apple ID - Apple Support
Is he over 18? See the following from Set up Apple Card Family and add a co-owner and participants - Apple Support
footnote 3: Participants who are 18 years of age or older can request credit reporting by providing their full Social Security Number to Goldman Sachs Bank, USA, Salt Lake City Branch upon accepting their Apple Card invitation. Participants who are 18 years of age or older can also opt in to credit reporting by opening the Wallet app, tapping Apple Card, tapping the More button, then tapping Build Credit History. Any participant who is married to an account owner is required by law to be reported to credit agencies and must either provide their Social Security Number to Goldman Sachs or contact an Apple Card Specialist.
To check the birthdate associated with an Apple ID, see: Update the birth date associated with your Apple ID - Apple Support
Why does my Apple Card family participant not have a build my credit option on their details page?
