Save files on the hard drive and not necessarily on icloud.

After 20+ years as a Windows guy, I just bought a new MacBook Pro and am desperately trying to learn this new system with a Mac. I would like to save documents, like Word as an example, to the system drive and not necessary to icloud. I have read the posts explaining how to reach this end, but I am falling short as the the links on how to do this do not totally correspond with the menu options on my Mac. Some of the posts go back to 2017 and as a result menu options have changed since. If anyone out there, has any information on how I can accomplish my goal on a more recent model of MacBook it would greatly appreciated.

Cheers,

KolaMac