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Hoverman6 Author

Level 1

4 points

How do I lower the interest rate on my Apple Card

the Interest rate on

my Apple Card is unreasonably high. Can I negotiate a lower rate?

Posted on Sep 27, 2023 9:38 AM

Top-ranking reply

Jeff Donald

Level 7

25,071 points

Posted on Sep 27, 2023 9:44 AM

Negotiating a new rate is not an option. Interest rates are established when you opened your account and risk you presented when you opened the account. Any subsequent changes are a result of the Federal Reserve Bank raising the Prime Interest Rate.

The support article I linked to below may help.

How to avoid or lower Apple Card interest charges - Apple Support

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How do I lower the interest rate on my Apple Card

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