Buying products through Apple Card monthly installments

I’m trying to figure out if I can purchase a Macbook using my Apple Card monthly installments, even though the overall credit limit that I have is LITERALLY $100 too low for the overall cost of the Macbook. My limit is $1000, before tax the Macbook is $999 but after it’s about $1,093. I saw one forum that said the installments look at the cost before taxes, which makes me think that I can do this. However, at check out through the Apple Store app, a disclaimer says that I MAY need $1,093 in total available balance on my Apple Card. Can anyone clear this up for me, please? Planning to buy this weekend and if I can’t finance it then I’ll have to figure something out. Thanks.