Money was debited from account but order was not placed
I ordered a homepod mini and a apple tv 4k on 9 October 2023, I payed through UPI for the above order on apple online store but my order wasn’t placed nor did i received any order confirmation mail, i tried contacting apple customer care they said that my money is stuck between payment gateway and apple is trying to capture it, once Apple successfully captures my money my order will be placed or my money will bounce back to my account in next 7 business days. I want to know what usually happens in this scenario if the order gets confirmed or the customer gets the refund and how much time this process actually takes ?
iPhone 13 Pro