I ordered items through TEMU. But it does t show as a participating merchant. Are they valid? And how do I remove them from having access to my Apple Cash account card

Apple Pay is a secure conduit for transactions. Apple Cash can only be used via Apple Pay. The card data the merchant receives is encrypted and only your bank has the key to decrypt the code and see the actual number. What the merchant receives is limited data and a token/authorization good for a one time purchase. Personal information required to ship the product is given to the merchant so the transaction can be fulfilled/shipped.

There is no process to remove information from any merchant. It’s not required because of the encrypted transaction data.

Assuming you are genuinely talking about your Apple Cash account it is treated by the financial networks as a Debit Card just like any bank debit card. It is managed by Green Dot Bank. So like any debit or credit card the merchant of course has your account information if you entered it during the purchase process. There’s nothing you can do about it. Knowing who has access to your debit or credit card is totally your responsibility.

As for Temu, it is a Chinese retailer that offers extremely cheap prices on all sorts of products. That in itself is a red flag for me. In my research they have many more complaints than complements.

Apple Pay is a secure conduit for transactions. Apple Cash can only be used via Apple Pay. The card data the merchant receives is encrypted and only your bank has the key to decrypt the code and see the actual number. What the merchant receives is limited data and a token/authorization good for a one time purchase. Personal information required to ship the product is given to the merchant so the transaction can be fulfilled/shipped.

There is no process to remove information from any merchant. It’s not required because of the encrypted transaction data.

Scottee99 wrote:

I’d like to know this information also. I would like to know and control who has access to my Apple Pay.

Thanks.

You already have that power. If you use ANY credit/debit card to purchase something that merchant has access to your account. You rely on the honesty of that merchant to hold your information secure and safe. Otherwise don’t use cards. The Apple Card credit card and Apple Cash debit card are no different from any other cards by other banks.So just make a list of who/where you used your cards. I would hope you understand that.

I’d like to know this information also. I would like to know and control who has access to my Apple Pay.

Thanks.

How do I remove tumu from my Apple Pay?