it says “Credit $25.00”.
That is your Apple Account balance, see -> Check your Apple Account balance
Check your Apple Account balance – Apple Support (UK)
When redeeming a gift card, the amount will be credited to your Apple Account balance and set your Apple ID balance as your default payment.
If you already use your Apple Account balance, the Apple Gift Card or App Store & iTunes gift card is automatically added to your Apple Account balance.
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but the iTunes Store needed a payment method. I put one in and it charged that account and not the credit.
If you have enough money in your Apple Account balance, all you have to do is -> you need to set your Apple Account balance as your default payment.
See -> Add a payment method to your Apple ID
Add a payment method to your Apple ID – Apple Support (UK)
See -> What you can buy with your Apple Gift Card or Apple Account balance
What you can buy with your Apple Gift Card or Apple Account balance – Apple Support (UK)
and ⤵️
- You can't use your Apple Account balance to send gifts or gift cards.
- If you use Family Sharing, your family members can't spend your Apple Account balance. Funds that you add to your Apple Account balance are only available to you. Find out more about how purchases are billed to your Apple Account balance.
- Some purchases might require you to have a credit card on file, even if you use your Apple Account balance to make the purchase.
If you have followed all the steps and instructions and if you still need help, get support from Apple directly -> Get Support or call Apple in your region see -> Contact Apple for support and service or check -> here for more support and assistance.