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Do you need a debit or credit card to set up apple pay

I am wondering if I can set up my apple pay with just my bank account number and the bank's routing number

iPhone 12 mini, iOS 17

Posted on Oct 17, 2023 1:58 PM

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Posted on Oct 17, 2023 3:48 PM

No. Apple pay does not directly use Bank accounts. You need a debit card or credit card you can add to Apple Pay to make use of it.


If you mean Apple Cash, it is in and of itself a debit card, and does not need an additional debit card for anything, but can use a bank account directly to transfer funds to and from it.

click here ➜ Set up Apple Cash - Apple Support


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Oct 17, 2023 3:48 PM in response to Staceyh16

No. Apple pay does not directly use Bank accounts. You need a debit card or credit card you can add to Apple Pay to make use of it.


If you mean Apple Cash, it is in and of itself a debit card, and does not need an additional debit card for anything, but can use a bank account directly to transfer funds to and from it.

click here ➜ Set up Apple Cash - Apple Support


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Do you need a debit or credit card to set up apple pay

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