Why can't I use my Apple Card to buy refurbished computers with 0 % monthly payments
I want to buy a refurbished MacBook Pro and pay with my Apple Card over a 12 month period with zero percent finance.
At check out I am denied this option.
Question marked as
See the following from footnotes in Products you can buy from Apple with Apple Card Monthly Installments - Apple Support
ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government, and Veterans and Military Purchase Programs, or on refurbished devices.
This is primarily a user-to-user support forum; other Apple users like you. For the "why" part of your question, we don't have access to that information.