Can I use a checking account instead of a debit card for Apple Pay?
I am trying to change my method of payment for ApplePay on my Mac computer and my iPhone. Can I enter a checking account number instead of a card?
MacBook Air 13″, macOS 12.6
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I am trying to change my method of payment for ApplePay on my Mac computer and my iPhone. Can I enter a checking account number instead of a card?
MacBook Air 13″, macOS 12.6
Can I use my checking account for Apple Pay my card was stolen and I have to wait 10 days for a new one
Can I use my checking account for Apple Pay my card was stolen and I have to wait 10 days for a new one
Thank you. I understand - basically, I need to use a debit or credit card for Apple Pay. I was trying to find out if I could use my checking account instead of a card. I know the payments come from my checking account funds.
All good.
Joyce 52Anne
It is not possible to link a checking or savings account to Apple Wallet, for use with Apple Pay. You can link the debit card (not ATM) associated with the account and transfer funds to the account or debit card. Complete information and instructions are in the Apple Support article I linked below.
Transfer money in Apple Cash to your bank account or debit card - Apple Support
Add money to Apple Cash - Apple Support
That’s Google’s decision. You need to talk to Google about support.
However, in the EU, this took place today.
>>Apple Settles App Store Payments Probe With EU To Avoid Fine
KEY TAKEAWAYS
https://www.investopedia.com/apple-settles-app-store-payments-probe-with-eu-to-avoid-fine-8676378
However, they do not get access to Secure Enclave, and tokenization. Their wallets will store data within the respective app and use card emulation. So, they can have a less secure storage and less secure payment system. But, alternative wallets will be supported in EEA.
You can only add credit, debit and prepaid debit cards to Apple Pay in Apple Wallet.
Are you trying to add your checking account to Apple Wallet for use with Apple Pay or what exactly are you trying to do?
I would like to use my checking account instead of debt card
Google has always offered a less secure system of payment. In addition, Google has access to your payment information and personal information. Merchants can request that information from Google. Apple only stores encrypted data, Apple doesn’t have the key to decrypt and you personal data is anonymous and can’t be tied back to you. You information is not shared.
EEA is the European Economic Area
https://payments.google.com/payments/aphttps://youtu.be/cHv8LqkbPHk?si=HOOXu3pKz8MDykZm
Explains some of the major differences.
https://youtu.be/cHv8LqkbPHk?si=HOOXu3pKz8MDykZm
Hello.
The answer is yes. Here’s from Apple:
You can add a bank account to make Apple Card payments, or use Apple Cash to help pay off your Apple Card balance. The first time you choose to add a bank account, you're asked if you want to add the same bank account that you use with Apple Cash. If you select Yes, the bank account is automatically added.
Here’s a couple articles from Apple that might help: Add or remove a bank account for online Apple Card payments - Apple Support
The quote above is from this article: How to make Apple Card payments - Apple Support
Here is some other thoughts:
you can use a checking account with Apple Pay by linking it to a compatible debit card associated with your account. Keep in mind that the actual transaction might be processed through the linked debit card, but the funds come from your checking account.
Hope this helps.
If you mean Apple Cash, no. Apple Cash must be funded by a debit card.
Google Pay went end of life and was shut down in the US entirely as of June 4th of this year. The “replacement” Google Wallet is not, and will never be, available to iOS users due to Apple’s restrictions. Basically using ANYTHING other than ApplePay for iPhone contactless NFC transactions is simply not possible and is likely to remain that way.
However Apple really does need to provide direct linking to a bank account (checking/savings) like many other services do (as Google - on Android, PayPal etc. supports). If Apple is going to lock down the iPhone NFC and payment system (I get that they want to in order to control the safety/security) they need to do better.
Thanks for the new(s) info!
Sadly there’s a snowball’s chance any of us will get to talk to Google about supporting/implementing the new Google Wallet under iOS and iPhone technology. Kinda like none of us stand a similar chance with Apple…
I’m sure, based on your latest info however, Google would not be willing to offer their product. Why? I’ll bet it’s because despite the EC “…accepted commitments from Apple to allow rivals free access to the company's payments technology.”
Google et.al. are still not going to get that are they? Not if, as you say, they’ll “…not get access to Secure Enclave, and tokenization”. This entails a less secure offering. If I were Google I wouldn’t and as a user I don’t want some less secure system. I’m not familiar with what you mean by EEA but less secure is less secure.
I landed here because I lost my wallet and physical cards and leave on a trip early Saturday morning. I rarely use the card itself but in the off chance contactless isn’t available I need it. If I cancel the debit card however I can’t use my ApplePay that it’s tied too. Catch-22. Ugh.
That’s why I’d love to be able to link my bank account vs my card. And with GooglePay gone I’m stuck between a rock and a hard place…
What about Google Pay I already link my bank account.
You would have to ask Google Pay what payment methods they permit.
Yes
Can I use a checking account instead of a debit card for Apple Pay?