Apple card

Can I use an Apple Card as my bank account.

Apple Watch SE

Posted on Dec 12, 2023 10:18 AM

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Posted on Dec 12, 2023 10:28 AM

Nope. You can use it as a Credit Card. There are no routing number for the Apple Card, like what you need for a bank account. In addition you cannot transfer money to the Apple Card.


If you are talking about the Apple Cash Card, the same is true for the routing numbers. While you can transfer money in and out of the Cash Card, there are no numbers on the Card that you can give another financial institution to facilitate transactions.


Whenever Bank Account information is needed, such as for Direct Deposit, you will need to provide a Routing Number and Account Number. It is the lack of a Routing Number that makes either card not a substitution for a bank account.

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Question marked as Top-ranking reply

Dec 12, 2023 10:28 AM in response to Jimjay66

Nope. You can use it as a Credit Card. There are no routing number for the Apple Card, like what you need for a bank account. In addition you cannot transfer money to the Apple Card.


If you are talking about the Apple Cash Card, the same is true for the routing numbers. While you can transfer money in and out of the Cash Card, there are no numbers on the Card that you can give another financial institution to facilitate transactions.


Whenever Bank Account information is needed, such as for Direct Deposit, you will need to provide a Routing Number and Account Number. It is the lack of a Routing Number that makes either card not a substitution for a bank account.

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