does apple run a hard check when i want to buy in installment
I want to buy the new iPhone 15pro but I am a bit concerned if apple will run a hard check to see if I am eligible before buying.
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Unless you're paying in full at time of purchase, I'd expect a check.
If you're seeking an installment payment plan with Apple Card, see this:
... Apple Card - Monthly Installments - Apple — which lists "Subject to credit approval" and "Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score."
If you're seeking a carrier subsidy and carrier installment plan, I'd expect the carrier will run a credit check.
If you want the official answer, check with Apple in whatever country or region you're considering this purchase.