Apple Pay used second bank card when the first one was declined

I would never in my life have come up with such an exploitation of users and without re-authorization use of another card.... So then I was cheated and can say goodbye to my funds?

Personally, if I knew that such a situation could occur that Apple Pay would automatically use my other card from my wallet and take funds from it, I would never use such an option in my life.... A blatant fraud in my opinion and a scam.

Explain to me what the security is if Apple Pay can arbitrarily take funds from a different card than I wanted.... Who set such misunderstood conditions? In addition, Apple Pay does not ask for re-authorization even if FaceID, PIN or other ways.... This means that by authorizing one card in person, it sent the same authorization token from the card of the first bank to the card of the second bank, in my humble opinion this already falls under fraud.

In the current situation, I am at a loss because of such sick policies.

I used the in-game purchase and it redirected me to Apple Pay where I selected the target card I wanted to pay for the purchase. This card was declined and this information appeared in my Apple Wallet. On the other hand, no authorization window popped up that I wanted to use another card.... Naturally, it seems to me that at such a time he should ask for authorization from the bank whose card he wants to use. Additional I do not see so far that on the card, which he deigned to use himself - the information about the transcation....

I apologize for my early nerves, but I am very moved by this situation. For me, the situation is analogous to how I would try to pay with a card in a store, the transaction would be declined, and the cashier would pull out my other card without my knowledge and take the funds....

I would like to mention that the use of a second card without any authorization and my confirmation....