Apple is saying my card on file for Apple Pay is expired, it’s not

My subscriptions payment are being rejected due to bank card on connected to Apple Pay saying card is expired. It’s not expired, expires in 2yrs

Posted on Jan 5, 2024 6:07 AM

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Posted on Jan 6, 2024 5:55 AM

That’s become a common issue over the last 10 days. The work around is to add another payment method using a four digit expiration date. Remove the problematic card. Restart iPhone. Add problematic card to account using four digit expiration date. Secondary payment method may be removed if desired.


Add a payment method to your Apple ID - Apple Support


Remove a payment method from your Apple ID - Apple Support



6 replies
Question marked as Top-ranking reply

Jan 6, 2024 5:55 AM in response to CDenby

That’s become a common issue over the last 10 days. The work around is to add another payment method using a four digit expiration date. Remove the problematic card. Restart iPhone. Add problematic card to account using four digit expiration date. Secondary payment method may be removed if desired.


Add a payment method to your Apple ID - Apple Support


Remove a payment method from your Apple ID - Apple Support



Jan 5, 2024 6:30 PM in response to donesha275

How was this resolved? I have the recurring message about my card having an incorrect date and I can't remove it (because I need a payment method for a subscription) and I can't edit it (the date is not available in the editor).

I tried adding it again and noticed that when it asks for the date it asks for MM/YYYY, although previously it let me enter MM/YY. It saved that way and now I can't update it without borrowing another credit card.


Doesn't give me a lot of confidence in using Apple Pay to manage any sort of accounts and purchasing!!!

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Apple is saying my card on file for Apple Pay is expired, it’s not

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