Paying for apple care plan with gift card that I added to my Apple account

I added my Apple gift card to my wallet. It was sent to my Apple account. I tried purchasing an Apple care plan and when payment options were shown it’s says that Apple Pay cannot be used and something about it can be used on web. So long story short, how can I use my Apple Pay account balance to purchase an Apple care + plan. If I can’t do that, is there another way of using or transferring my Apple account balance to pay for this care plan. (iPhone; 17.2.1)