Can someone trace transactions in Apple pay
i was wondering about how, if and who can trace the money that is in your account .? If you really can transfer money without having to go through ,well in my case Norwegian banks
iPhone 13 Pro Max
Apple does not handle the funds. They are not a bank. The funds transfer from the payment source (bank issuing credit card/debit card) to merchant. Refunds are in reverse. Apple only handles the data for the transaction. The use of Apple Pay protects your card and personal information.