Do i get more cash back with apple card or apple pay?
I have briefly read over some infomation, and I gathered that Apple Pay gives 2% back compared to the Apple Card that gives 1% back on not specific merchants.
If you use the chip or swipe your titanium Apple Card you’ll receive 1% in Daily Cash back. If you use your Apple Card in conjunction with Apple Pay (Tap-To-Pay) you’ll earn 3% Daily Cash back and if you make purchases from select merchants, you earn 3% in Daily Cash back by using Apple Pay.
The 2% and 3% Daily Cash back require you to use Apple Pay/Tap-To-Pay. If you use the chip or mag stripe you’ll only earn 1%. The one exception is Apple Retail Stores. I have used my card at Apple Stores and received 3% Daily Cash on transactions.