Can't connect to my Apple Credit Card on my iPhone

Hello! Every time I try to look at my Apple Credit Card on my iPhone 14 Pro Max, I get the error "Could not connect to Apple Pay. Make sure you are connected to the internet."

• I am definitely connected to the internet. This happens on WiFi and on cellular internet
• I am able to access the card on desktop, but not on my phone
• I have signed in and out of iCloud (after which the card disappeared from my Wallet completely and now I can't add any cards at all, I get the same error)
• I have made sure my phone software is up to date
• I have restarted my phone multiple times

Not sure what else to do here. Thanks!