How do I get money out of atm without card

See information in https://osxdaily.com/2023/07/07/how-use-apple-pay-atm/

Also note the following from that article:

You will need to make sure you are using a cardless supported ATM, look for the cardless NFC / Apple Pay Logos on the ATM to determine this.

You can use a debit card in your wallet if supported by your bank ATM network.