How do I transfer locked money on Apple Pay?

Appreciate the response and a great response at that. But none of my “FUNDS” were fraudulent or money laundering or gambling proceeds. They weren’t funds that violated any laws. They were funds either sent to me or a relative . Or sometimes added by a relatives via debit card. Which I found out today is a violation of there terms a conditions.

The story is pretty much straight foward an short. I have no problem adding the specifics. Because nobody did nothing illegal. Nothing more to the story. I have multiple Apple products under 1 Apple I.D. Cell phone Mac book iPad ect. I’ve Had Apple Cash since day 1. With an Apple credit card. An older relative added there own debit card to one of my Apple devices an tried to add money to my account witch was successful the first time, they later that day kept trying to add money not knowing there bank put a block on there card from the money they added earlier an sent to a friend. They then tried to send more money not knowing there was a block on there card. Once they realized they couldn’t send. They called an got the blocked lifted off there debit card. So then they tried to send more money off there card or other debit cards. Which I believe Apple Cash has a cap on what you can send per card or Apple cash account a day. I believe it aggravated my Apple Cash account which initiated the block on my account from all the unsuccessful attempts to add or send. (This is there words) but From my understanding them adding there PERSONAL BANK card to my APPLE ID/CASH was a violation of there terms and conditions. Witch ive never knew because I’ve personally did it before in the past. I also had my OWN personal money on there witch is locked up. That’s my issues. The relative funds were sent off but mines were caught in the crossfire and are permanently stuck. If I was doing anything wrong I wouldn’t be on here making a post or pushing the issue. Once again thank you for the info. You gave me more info an insight then the actual customer service people .

I adverse outcomes as in what? Whether it’s good or bad I’m not worrying about the outcome, because no money were laundered and they were legit funds. I understand completely what you’re saying. My issue is my personal money that is on there an has been on there before the incident with my relative. The incident with my relative was a one time thing. Like I previously stated before I’ve done this numerous times with friends and other relatives my mom brother with no issues and they've also done it with no issues. My relative money was sent to the person it was pose to be sent to. They received the money and withdrew there money, no issue. My money that’s been sitting on there has nothing to do with what was sent or added. Thats what I’m not understanding. Maybe it is more to it that I’m not seeing or understanding. Not saying it’s a good thing. Because the rules/law is just that. But people do this all the time. Whether its a “violation of there terms” or not. I deal with friends that need money sent all the time to just people in general. Not everybody is a criminal and is trying to launder money through Apple Cash.

Yes that is correct, and I wasn’t aware of that until yesterday, after I spoke to a manger. Never did nothing illegal only violated there terms of agreement. Which is ignorance on my behalf. But I’ve done it an seen others do it 100 times. Just like with cash app if you violate there terms of agreement they give you the option to still withdraw your money with a closed account. An that goes for the good guy and the bad guy.

This will definitely teach others, because you’ve definitely taught me a lot. I’m going to take your word on it. But in my opinion it isn’t illegal to use somebody’s card as long as you have there permission. There is no law against that. That would be more so “a violation of the financial institutions terms and conditions” not an actual LAW and I’ve never heard of it being a crime. I would only would think it’s a violation of a financial institute’s policy not an actual law. An although I appreciate and agree with everything you’ve pretty much said in this post. I would have to disagree with the whole this is a “Classic” case of money laundering. Money laundering “Money laundering is the process of illegally concealing the origin of money, obtained from illicit activities such as drug trafficking, corruption, embezzlement or gambling, by converting it into a legitimate source. It is a crime in many jurisdictions with varying definitions. It is usually a key operation of organized crime.” If I get paid a legitimate paycheck Friday. Then that same Friday I say hey can you send my mother 50 dollars through Apple Pay because I don’t have an Apple Pay, you considered that money laundering ? Or even if I give you my bank card and say hey can you send my mother 50 dollars off my legitimate bank account/debit card with my legitimate paycheck you consider that money laundering? Money laundering is based off of “concealing ILLEGAL PROCEEDS” or to “convert ILLEGAL PROCEEDS” to legitimate money of/from any crime. Not my paycheck. Or in my relatives case disability check. I can prove anything that was added or sent. Have paychecks bank statements whatever they financial institutions or authorities would need.

Also I went ahead and made a complaint with the CFPB. I will keep everyone updated .