Getting scammed using Apple Pay

Apple Pay really isn’t involved in this, as you may think. Apple is not a bank, doesn’t handle any of the payments/funds etc. All Apple Pay does is transmit data in a more secure and private way than the merchants servers and networks. It helps keep your financial and personal information out of bad actors and those that might sell your information.

The bank that issued the payment method (credit or debit card) authorized the sale and transferred their funds to the merchant. The bank has a stake in the transaction and is federally regulated.

Please contact the bank that issued your payment method and file a dispute. They give you a provisional credit for the transaction and conduct an investigation and assuming the merchant doesn’t respond, you’ll receive a permanent credit for the transaction.

That website does not seem to even support Apple Pay in any way. Only Shop Pay, Google Pay or direct credit card entry, so not sure exactly how you paid.

You can try to dispute the charge by following the support document linked below.

click here ➜ See your Apple Pay transaction history - Apple Support

If you paid with a credit card on ApplePay, you have any/all protections afforded by your Credit Card issuer.

AppleCash on the other hand is just like cash … so it’s gone.

If the entity was accepting AppleCash for business purchases, that in itself is a violation - by him - of the Terms & Condotions

Jeff Donald wrote:

I get Apple Pay on my iPad using Safari and Chrome.

Interesting. Does not offer it on my Mac, but it does indeed appear on the iPad now that I checked. Thanks.

In which case I retract my previous statement.

In any case, any purchases made with Apple Pay need to be disputed with the merchant or the card issuer.

We’re on the same page. Hopefully, OP will dispute with card issuer. 😀

I get Apple Pay on my iPad using Safari and Chrome.

Businesses can accept Apple Pay, they just can’t use P2P to do it.

Was it a debit card or credit card?