Family Sharing Payment Options
Can members in my Family Sharing use their own credit cards for buying apps and subscriptions?
iPhone 15 Pro Max
Question marked as
No. If Purchase Sharing is enabled, then only the Family Organizer's payment method is used for purchases and subscriptions except when the member initiating the purchase has Gift Card credit balance on their accounts. In that case, it will use the balance first before charging the Family Organizer's payment method.
If you turn off "Purchase Sharing" then the family members payment methods will be used for purchases and subscriptions but then purchased apps from one family member will not be available to other family members.
Apple subscriptions will remain shared whether "Purchase Sharing" is turned on or off.
click here ➜ How to share apps and purchases with your family - Apple Support