Hey! So I Was Wondering If You Can Verify Your Apple Pay With An ID That's Not From The U.S, Is That Possible? Or I Can Verify It With A American Passport? Another Question, If I Don't Verify My ID What Are The Features Of Verified And Non Verified, Can I Put A Credit Card On My Apple Pay Without Verification?
Reply Soon!
Regards: Saad
[Re-Titled by Moderator]
iPhone 12 mini, iOS 17
Banks are required by Federal Law to positively ID their customers. Banks can choose what IDs are acceptable. Apple Cash (Apple Pay doesn’t need an ID, it’s not a bank) is a prepaid debit card issued by Green Dot Bank.
“To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.”
“The first time that you verify your identity, you might be asked for this information:
To use all the features of Apple Cash you must verify your identity.
If you enter the wrong information, try to verify your identity again. If you don't see the option to verify your identity, contact Apple Support.
Identity verification for Apple Card or Apple Cash - Apple Support
https://applecash.greendot.com/termsconditions/
If you don’t verify your ID, basically the account is restricted. You may be able to transfer funds back to the account they originally came from and that’s about it. No P2P transfer and no additional funds may be added. Once the account approaches $500 cumulatively in transfers, it becomes restricted.
Apple is not a bank and does not verify your credit or debit cards. The issuing bank and the payment network (‘Visa, MasterCard etc.) generally do the verification. Some banks use a third party verification service, Each bank generally have their own procedures for verification of account holder.
Banks are required by Federal Law to positively ID their customers. Banks can choose what IDs are acceptable. Apple Cash (Apple Pay doesn’t need an ID, it’s not a bank) is a prepaid debit card issued by Green Dot Bank.
“To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.”
“The first time that you verify your identity, you might be asked for this information:
To use all the features of Apple Cash you must verify your identity.
If you enter the wrong information, try to verify your identity again. If you don't see the option to verify your identity, contact Apple Support.
Identity verification for Apple Card or Apple Cash - Apple Support
https://applecash.greendot.com/termsconditions/
If you don’t verify your ID, basically the account is restricted. You may be able to transfer funds back to the account they originally came from and that’s about it. No P2P transfer and no additional funds may be added. Once the account approaches $500 cumulatively in transfers, it becomes restricted.
Apple is not a bank and does not verify your credit or debit cards. The issuing bank and the payment network (‘Visa, MasterCard etc.) generally do the verification. Some banks use a third party verification service, Each bank generally have their own procedures for verification of account holder.
No, accounts are linked to your Social Security Number or ITIN (Individual Tax ID Number), depending on what the bank requires. The only way to continue to enjoy the features of Apple Cash you will need to identify yourself to the bank, using their stated sources. State ID’s are generally very easy to obtain and most states produce them on the spot and your in and out in 20 to 30 minutes.
if my account gets restricted can i make a new one or just renew it?
How to add cards on my Apple Pay without verification
