First off, you should uninstall the SurfShark anti-virus software. Anti-virus software, cleaning/optimizer apps, and third party security software are not needed on a Mac and usually causes more problems than they solve because they interfere with the normal operation of macOS since they interact at very low levels of the OS where the tiniest hiccup can bring the OS to its knees.
Effective defenses against malware and other threats - Apple Community
You should also uninstall both of those VPN apps since they also cause more problems than they solve....again because they are entwined into the bowels of macOS. VPN software does not provide the protection or security you believe it does. The only useful VPN is when you are connecting to an employer's network or to bypass regional restrictions.
https://gist.github.com/joepie91/5a9909939e6ce7d09e29
More than likely the OneDrive issues are caused by these apps, but it is hard to say for sure.
Even more worrisome are all the "ProxiedDevice-Bridge" panics (about 132 of them). These panics are related to the T2 security chip and may indicate a hardware issue with the Logic Board which unfortunately is fairly common for the 2019-2020 Intel Macs. However, there is a slim possibility the software I mentioned earlier could possibly be causing the problem. It is hard to say for sure, but I know many people with these "ProxiedDevice-Bridge" panics had to have their Logic Board replaced.
You can try a DFU firmware Revive along with uninstalling those previously listed apps to see if it makes any difference. Make sure to uninstall those apps by following the developers' instructions. After rebooting the laptop after uninstalling those apps, run another EtreCheck report to confirm all traces of those AV & VPN software are completely gone.....many times remnants will remain behind (another reason never to use those types of apps). After completely uninstalling those apps, try the DFU firmware Revive which will reset the T2 security chip & system firmware.
Make sure to have a good backup before doing anything else. While the firmware Revive should not cause data loss, you never if you will still be able to access the data on the internal SSD if a hardware issue prevent the successful completion of the "Revive" process.
Unfortunately unless the Apple Diagnostic or an Apple service diagnostic fails, it will be hard to get Apple to repair this laptop since Apple does not train their techs to look at any logs. The best you can do is to perform a clean install of macOS and see whether the laptop freezes or crashes. It is important to erase the whole physical drive followed by reinstalling macOS. However, you do not to restore from a backup, you do not want to install any third party software, and you do not want to use your AppleID or iCloud while testing. If the laptop freezes or crashes under these conditions, then it indicates a hardware issue and one which Apple will take notice since it is only macOS & the Apple hardware.
Personally I would not spend any money on repairs to these 2016-2020 Intel Macs for multiple reasons....the 2018-2020 Intel Macs seem to have a much higher rate of Logic Board failures than any other previous models. The money spent on repairs would be better spent towards a new laptop in my opinion. I usually champion trying to keep older systems alive, but I don't for these models.