Can a mechant charge my card if I only authorized 1 payments through Apple Pay?

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Level 1

8 points

Can a mechant charge my card if I only authorized 1 payments through Apple Pay?

Apple Pay tells me it’s the same website. I did a one time order two weeks ago and paid $20 through Apple Pay. Service received, transaction done. Now on Thursday and Saturday at 1am the same website charged me $9 and then $19. Approved and sent notification through Apple Pay. I did none of this. I haven’t used my physical card, it’s the same merchant both times and overseas. I’m not sure what to say. Unless they can hide multiple transactions with different dates off of one authorization. It wasn’t a subscription

[Re-Titled by Moderator]

Posted on Apr 27, 2024 11:39 AM

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Answer 1

Apr 27, 2024 5:04 PM in response to Kylemcc10

So, the second website was used with your credentials which were obtained when the card was previously swiped or you inserted the chip. This could have happened weeks or months before you did the Apple Pay transaction. The data could have been obtained from a gas pump, merchant transaction terminal or even your banks ATM machine.

The data was sold on the Dark Web and used on a website overseas. This type of scam is repeated thousands of times everyday.

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Answer 2

Kylemcc10 Author

Level 1

8 points

Apr 27, 2024 4:30 PM in response to Jeff Donald

It wasn’t sold or advertised as a subscription and they were billed at super random times that wouldn’t line up that way. What I originally paid for I received and never got anything else when I was billed again. Which was different $ amounts anyway from the original.

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Answer 3

Apr 27, 2024 12:07 PM in response to Kylemcc10

How do you know it wasn’t a subscription?

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Answer 4

Kylemcc10 Author

Level 1

8 points

Apr 27, 2024 7:57 PM in response to Jeff Donald

So the exact same website I used two weeks ago found my data on the deep dark web and billed me two more times over two days with a card I’ve never swiped. Got it.

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Answer 5

Apr 28, 2024 5:29 AM in response to Kylemcc10

In the posts the moderators deleted/moved you said 2 charges were from Dubai. So, now I’m confused. What’s in Dubai and where are the websites and where are you?

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Can a mechant charge my card if I only authorized 1 payments through Apple Pay?

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