my Iphone X is not supporting UPI apps

few days back i have upgraded my device from iphone 8 plus to iphone X, Phonepe n Google pay worked on Iphone 8 plus model, but now Complete Iphone X not supporting any UPI.... Any Solution for it..

iPhone X, iOS 16

Posted on Jun 4, 2024 8:16 AM

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Posted on Oct 8, 2024 3:42 AM

tubai16 wrote:

My iPhone X not support upi app


UPI apps no longer support the iPhone X. It appears that NPCI mandated that all UPI payment apps require iOS 17 or higher – perhaps because they wanted to take advantage of a new feature that would help them crack down on UPI payment fraud – so much that they were willing to cut off service to people with older phones.


You cannot update an iPhone X to iOS 17. If you want to continue to use UPI payment apps, you will need a newer phone.

87 replies

Nov 7, 2024 12:51 AM in response to Ganeshthammabathula

Ganeshthammabathula wrote:

My iPhone 8 Plus UPI apps not working update in ios 17 how is solved


For the iPhone 8 Plus, which originally ran iOS 11, iOS 16 is the end of the line.


The people in charge of the UPI payment system have mandated that you must have iOS 17 or higher to make or receive UPI payments on an iPhone. They have decided to lock out older versions of iOS – and thus, to lock out older iPhones.


This means that the only solution is to buy another phone – one that is recent enough to satisfy the requirements of NPCI and the banks.

Nov 9, 2024 5:39 AM in response to rajashekar240

rajashekar240 wrote:

hi my self Rajashekar some isuuse on upi apps can’t able to use the upi app phone pay g pay its asking an ubdate was not showing it in iPhone 8 Present version 16.7 it’s working All apple user are fasing the issue Apple company should do it need full to All the user


The people who run the UPI payment system have decided that all iPhone UPI payments must require iOS 17 or higher. For your iPhone 8 – a model that first shipped with iOS 11 – iOS 16 is the end of the line.


Apparently UPI payment fraud is an issue in India – and the UPI payment system people asked Apple and Google to add some new security feature that UPI apps could use to counter it. That feature went into iOS with iOS 17.0, and it looks like the people running the UPI system (not Apple) want to use it so much that they are willing to lock out your iPhone 8 because your iPhone 8 doesn't have it. No device validation, no UPI for you.


Basically the UPI people are telling you that if you want to make and receive UPI payments, you need a new phone.

Nov 9, 2024 8:59 AM in response to raghuveerdiyyala

raghuveerdiyyala wrote:

Why can’t that security feature be added to the older iOS make the users happy instead of blocking and making them to buy a new device

Any developer of an app can choose what iOS version they want to support. UPI has made a decision to only allow their apps to support iOS 17 and newer. That is their decision. Phones using iOS 16 are still secure and there are millions of them that are able to make secure transactions across the world. At some point UPI may even require that they are only going to support iOS 18 or newer and then to use those apps you would need a device that support iOS 18.

Nov 12, 2024 8:37 AM in response to aykul

I can't use upi because of my device is iPhone X


That is correct.


You can thank UPI for making a decision that they will no longer support your iPhone X and they are forcing you to buy a new phone if you want to use their app.


Your iPhone X was working fine with UPI before they decided to drop support of your phone. UPI made the changes. Apple was not involved with this at all.



Dec 8, 2024 10:45 AM in response to mhd154

This is more directly from WhatsApp, rather than from a third party.


WhatsApp FAQ – How to set up a payment method

"The payment methods available to you vary, depending on the country and currency of your ad account. Learn more about supported payments partners."


For India, the supported payments partners include "credit cards or co-branded debit cards", and "local manual payment methods, including Netbanking, Pay™ Wallet, and UPI."


Perhaps if you select a credit card as the method with which you want to make payments, you would be able to make those types of payments with WhatsApp Pay on an iPhone X. But the UPI option is definitely going to be subject to UPI system rules, which means, no UPI payments for you.

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my Iphone X is not supporting UPI apps

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