Why is Apple Pay charging my card for a non-saved purchase?

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Why is Apple Pay charging my card for a non-saved purchase?

I dont have the card being charged in my Apple Pay Wallet. It was just the last card used. So, as its not in my Wallet, why is it being assumed i want this card used for further purchases?

The card that I used for a purchase recently on my iPhone was a business purchase, so I used the card.

I was just notified of a subscription being renewed that wasn’t for business purchases off of said card. I did not save it in my wallet and checked to make sure it wasn’t in my wallet. But I was still charged for it regardless. I also made sure to check my Google Pay settings and it’s not in there either. So why is Apple automatically charging the last card used when it’s not even saved to my account?

[Edited by Moderator]

iPhone 12 Pro Max, iOS 17

Posted on Jun 20, 2024 7:47 AM

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Answer 1

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Phil0124

Community+ 2026

Level 10

220,022 points

Jun 20, 2024 8:15 AM in response to HollaE

How did you use it then? What exactly did you do to make said purchase?

Apple does not assume anything. Apple can only charge cards that are actual added to your account. It cannot magically charge cards that are not added to your account.

Sounds like you added it to your Apple ID rather than Wallet and was used to pay for an App that had a free trial, which converted into a paid subscription.

You need to remove it from your Apple ID, which is unrelated to the Wallet App if that is the case.

click here ➜ Remove a payment method from your Apple ID - Apple Support

You may also want to cancel the recurring subscription.

click here ➜ If you want to cancel a subscription from Apple - Apple Support

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Why is Apple Pay charging my card for a non-saved purchase?

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