Amex not working for Apple pay

i have a visa and Amex card in my wallet. Recently, the Amex card continued to work but stopped showing transactions (ie a purchase made and amount). After a couple of weeks I discussed it with Amex who said it must be an Apple problem. Their answer was to remove the card from wallet and re-add it. I did this no problem. I went to same store I have always used it and it was declined. A couple of others declined also. I then spoke to apple help who suggested that while I had successfully added to wallet, it was apparent I hadn’t added it to Apple Pay. I don’t remember doing this previously but it did make sense.


I just tried at the same store it had been declining and once again it declined.


why? What’s wrong? Is this apple or Amex problem

iPhone 14 Pro, iOS 17

Posted on Jun 26, 2024 1:18 AM

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5 replies

Jul 27, 2024 5:36 PM in response to bonners

I’m having this exact issue and Amex is trying to make me feel crazy. Maybe to save fact?


Edit: call Amex support and speak with technical support. Don’t stop until you speak with someone in technical support and have the issue documented.


They just confirmed verbally over the phone that it is indeed an issue and I think more people need to complain on the phone.

Jun 26, 2024 4:50 AM in response to bonners

American Express is having major Apple Pay issues currently. Merchants are upgrading their systems and American Express cards stop working. I had this issue yesterday at Publix and Winn Dixie (major grocery stores throughout southeast) and both just completed upgrades to POS systems and AmEx quit working with Apple Pay at both chains. Card works, just not American Express with Apple Pay.


Visa, Mastercard and Discover work fine with Apple Pay.


My suspicion is it’s an AmEx issue. At both merchants (I went to multiple locations) the transaction terminal brought up an entirely different screen. It was processing the information from Apple Pay incorrectly and bringing up a screen to pick credit, debit, cash back etc. When clerk tried processing, the error was invalid transaction.

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Amex not working for Apple pay

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