Apple Pay not working on my Mac

I have a MacBook Pro running Sonoma 14.5. After filling out all the information in Settings for Wallet & Apple Pay, I am still unable to use Apple Pay at websites in Safari. When I try, a window pops up, and the Touch ID circle briefly appears then disappears. The only active button on that window is Cancel. I also have an iPhone and Apple Pay works fine there. What am I doing wrong?

MacBook Air 13″, macOS 14.5

Posted on Jul 10, 2024 1:45 PM

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Posted on Dec 12, 2024 5:09 PM

I found a solution... removing Xcode and changing FileVault's status did nothing for me, and turning on Safe Mode made it work.


Then I realized I had a utility running on my Mac called Quickshade that allows me to dim all the displays I have connected to my Mac at the same time. (It's a software overlay that dims the video output of the entire GUI, but doesn't control the actual display hardware.) Anyway, this overlay appears to remove focus from the Apple Pay popup in any browser.


So when I quit Quickshade, Apple Pay works as expected.


It appears that any utility that messes with the GUI in this way will produce a similar problem.


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Dec 12, 2024 5:09 PM in response to arlandfromdurham

I found a solution... removing Xcode and changing FileVault's status did nothing for me, and turning on Safe Mode made it work.


Then I realized I had a utility running on my Mac called Quickshade that allows me to dim all the displays I have connected to my Mac at the same time. (It's a software overlay that dims the video output of the entire GUI, but doesn't control the actual display hardware.) Anyway, this overlay appears to remove focus from the Apple Pay popup in any browser.


So when I quit Quickshade, Apple Pay works as expected.


It appears that any utility that messes with the GUI in this way will produce a similar problem.


Aug 2, 2024 6:14 AM in response to MCH117

Usually this is related to having a second Apple Pay active. Please try the following.


Create a new user admin account.


Login to new account and try to add a card to the wallet.


Message will appear telling you a user already has an active Apple Pay and do you want to delete it.


Say No and log out of New Account.


Login to original account and try to add a card. If you get an error message please copy and share the exact message.

Aug 23, 2024 9:41 AM in response to pallzoltan

Do you know how to do a Safe Boot? If not. Please review the information in the Apple support article i linked to below. What country are you in?


Start up your Mac with Apple silicon in safe mode

  1. On your Mac, choose Apple menu  > Shut Down.
  2. Wait for your Mac to shut down completely. A Mac is completely shut down when the screen is black and any lights (including in the Touch Bar) are off.
  3. Press and hold the power button on your Mac until “Loading startup options” appears.
  4. Select a volume.
  5. Press and hold the Shift key, then click Continue in Safe Mode.
  6. The computer restarts automatically. When the login window appears, you should see “Safe Boot” in the menu bar.


Aug 4, 2024 4:51 AM in response to arlandfromdurham

Let’s try the following,


Create a new admin out, then log out of your current account.


Log into the new account and start to add a card. A message should appear about another Apple Pay user. Stop there and cancel trying to add a card.


Log out of new account and log into your old account and start to add a card. A message should appear about removing other users Apple Pay. Say yes delete other Apple Pay.


Restart computer and try to add a card to Apple Wallet.



Aug 23, 2024 10:23 AM in response to pallzoltan

I'm using Codeium for Xcode, which creates a "floating" window and that seems to be causing the problem. It probably messes with windows' focus and Safari doesn't like it too much, thus disallowing Apple Pay when it doesn't have "full window focus".

While I don't know if this is a bug of any one of the apps, it's an unusual behaviour overall nevertheless. Anyway, it's good to know, thanks for debugging it with me Jeff.

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Apple Pay not working on my Mac

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