Does Plastic Apple Card get 2% back?
It used to be that ApplePay had to be used on AppleWatch to get 2% back. Has that changed? Does using the plastic Apple Card for ApplePay now get 2% back?
iPhone 13, iOS 17
It used to be that ApplePay had to be used on AppleWatch to get 2% back. Has that changed? Does using the plastic Apple Card for ApplePay now get 2% back?
iPhone 13, iOS 17
I think either the person at the Apple Store misinformed you or you misunderstood or both.
Any transaction that involves the physical titanium card or entering a number will receive 1% Daily Cash back. Any transaction using Apple Pay or Tap-To-Pay will receive 2% Daily Cash back. Any purchase at Apple or a group of select merchants (Walgreens, Exxon, Mobil, Nike, Uber, Uber Eats, Duane Reed, Panera, some Ace Hardware, Apple) will earn 3% in Daily Cash back if Apple Pay or Tap-To-Pay is used. Any purchase from Apple earns 3% even using the card and online.
I think either the person at the Apple Store misinformed you or you misunderstood or both.
Any transaction that involves the physical titanium card or entering a number will receive 1% Daily Cash back. Any transaction using Apple Pay or Tap-To-Pay will receive 2% Daily Cash back. Any purchase at Apple or a group of select merchants (Walgreens, Exxon, Mobil, Nike, Uber, Uber Eats, Duane Reed, Panera, some Ace Hardware, Apple) will earn 3% in Daily Cash back if Apple Pay or Tap-To-Pay is used. Any purchase from Apple earns 3% even using the card and online.
There is no such thing a plastic "Apple Card". The "Apple Card" MasterCard Credit is available in a virtual version in the Wallet app and a physical "titanium" version, not plastic.
More info here:
When I first got my Watch and Titanium Card several years ago, my statement/digital file showed that purchases made with my Watch got 2% and those with the TCard got 1%. These were for the same vendor. I questionned it at an Apple store and was told that Apple wanted the Watch used, not the card; that was the incentive for the 2%. I then learned to use my Watch and filed the TCard away.
From your answer, I assume that this has changed (I did see the 1%, 2% difference on my statement) and that it no longer matters what is used.
I'm asking because I notice that ApplePay is offered at checkout for some online purchases. Obviously, I cannot scan my Watch for this so I am assuming that I can key in my card number and receive the 2% bonus.
Is this correct?
Nothing has changed. You get 1%, 2%, or 3% cash back depending on the type of purchase you make. This goes for both the Wallet digital card and the physical Titanium Metal card. You are mistaken.
Does Plastic Apple Card get 2% back?