Can I use Apple Card issued in USA to buy iPhone in India Apple store and pay with EMI option

Can I use Apple Card issued in USA to buy iPhone in India Apple store and pay with EMI option. Also can I buy iphone in non-Apple stores in India and avail same pay with EMI option with the US issued Apple Card.

Posted on Jul 31, 2024 8:33 PM

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Posted on Aug 1, 2024 7:55 AM

You cannot use EMI as a payment method on your monthly Apple Card statement. Statement charges must be paid in US funds.


In addition, I believe you only earn 1% on your purchase, rather than the 3% at Apple Store in the US. There are no foreign transaction fees, but the Payment Network Operator, MasterCard, will charge you fees for the currency exchange.

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Question marked as Top-ranking reply

Aug 1, 2024 7:55 AM in response to supportusernam

You cannot use EMI as a payment method on your monthly Apple Card statement. Statement charges must be paid in US funds.


In addition, I believe you only earn 1% on your purchase, rather than the 3% at Apple Store in the US. There are no foreign transaction fees, but the Payment Network Operator, MasterCard, will charge you fees for the currency exchange.

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Can I use Apple Card issued in USA to buy iPhone in India Apple store and pay with EMI option

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