How long does it take for Apple Cash to transfer?

Transferred money to bank from Apple Cash yesterday. I know it says 1-3biz days, but typically it's transferred within 12hrs, and that's the only reason I'm slightly concerned. It's been a day and a half and still no sign of it, and I have contacted my bank already, they have no holds on any deposits. Should I just keep waiting?


[Re-Titled By Moderator]

iPhone 13 Pro Max, iOS 17

Posted on Aug 9, 2024 7:16 AM

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Question marked as Top-ranking reply

Posted on Aug 9, 2024 7:27 AM

Yes, you need to wait. 1 to 3 business days means it can take up to 3 days. It may happen earlier, but it can also happen on the third day.


If it doesn't happen after 3 days then you need to contact Apple Support directly.


click here ➜ Transfer money in Apple Cash to your bank account or debit card - Apple Support

If you don't receive an Instant Transfer after 2 hours, or you don't

receive a 1 to 3 business day transfer after 3 business days, contact Apple Support.


5 replies
Question marked as Top-ranking reply

Aug 9, 2024 7:27 AM in response to jnelliott95

Yes, you need to wait. 1 to 3 business days means it can take up to 3 days. It may happen earlier, but it can also happen on the third day.


If it doesn't happen after 3 days then you need to contact Apple Support directly.


click here ➜ Transfer money in Apple Cash to your bank account or debit card - Apple Support

If you don't receive an Instant Transfer after 2 hours, or you don't

receive a 1 to 3 business day transfer after 3 business days, contact Apple Support.


Aug 9, 2024 7:53 AM in response to jnelliott95

The free transfer is over the ACH (Automatic Clearing House) network controlled by the federal reserve bank. Neither participating bank has control of the transfer, nor guarantees a specific delivery day and time.


It’s a free service and the funds travel as network volume permits. If a lot of demands are on the system it slows down, and the slower service transfers are pushed aside. Modern day railroads do the same, slow freight gets put on a siding to allow express service to go by.


If you need quick delivery in the future, pay for it. Otherwise, patience is the order of the day. 😀

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How long does it take for Apple Cash to transfer?

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