HEADWAY, HEADWAY PRODUCT, CHECKOUT.com SCAM

I do not use the app, it's not in Apple subscription history but somehow they were able to dedcuct money from my Amex using apple pay.

Called amex and got a refund, changed my card number and also called apple to let them know about this.

the only time I remember something about this app is when I was scrolling through Instagram and this ad pops up. Did not download the app, did not subscribe, money gone.

not the first, not the last, please fix.