How do I pay someone with Apple Pay?

To pay an individual (like a friend) see: Send and receive money with Apple Cash - Apple Support

To pay a business or organization that accepts Apple Pay, see: Make purchases using Apple Pay - Apple Support

When sending money using Apple Cash, make sure you know the person that you are sending money to. There will be no way to get that money back if they accept it, unless they choose to send it back to you. Be careful on marketplace sites when making a purchase, because there are many scams that will just take your money and the companies that run the sites, such as Facebook, will not help you at all.