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I got a new card yesterday and I tried inputting it as a payment method but it declined. It is a Ghanaian debit card but I’m using the United States store. Could that be the problem?
iPhone 13, iOS 18
Check this resource about what to do if your payment method is declined in the App Store or iTunes Store. Click here --> If your payment method is declined in the App Store or iTunes Store - Apple Support
If you are trying to use a payment method from another country you may encounter problems. Apple nowhere states outright your payment method must come from the same country as that to which your ID is set, but some contributors to the forum (none of us currently work for Apple) say this is the case. In fact what Apple itself says about international payment methods is found in If your payment method is declined in the App Store or iTunes Store - Apple Support where it says: "You might need to ask your financial institution to allow international purchases on your debit or credit card". It could be there is some other unstated requirement that raises problems such as the billing address for the card must be in the same country as your account country even if the issuer is a foreign bank. Apple does not say but usually it is easiest to just use a card from the same country as your Apple Account setting.
Yes, you need a US issued debit or credit card in the US Apple Store.
I didn’t think of this yesterday, but since it’s a new card, did your activate the card before attempting the transaction?
This is a new card I got, and Apple keeps declining it when I try inputting it as a payment method
