apple card with apple pay getting declined

Then it’s a merchant issue, merchants network or merchants credit card that blocked the transaction.

Only the issuing bank can decline a transaction. If your bank does see the transaction, they can’t approve or decline transactions.

Apple is not a bank and can’t approve or decline a transaction. Have you tried using your card with Apple Pay at any other merchants?

I’m sorry I was in error.

That’s extremely unusual. Yours is the first report of a decline by the GS (bank) and it not appearing in the Apple Card on your iPhone.

Texts can be declined and I’ve had the happen with several banks including Citi, Capital One, Chase, Wells Fargo and several others.

Again, sorry to have misled you. I would escalate the issue with GS and look for a resolution.

You don’t happen to use a VPN or ever had VPN software on you iPhone have you?

What do you mean it worked with Apple? Please explain.

Did you see the decline in you Apple Card in your Wallet app?

You’re welcome and I hope you have a great day.