Don't want Apple Pay on my iPhone

If it's telling you that you haven't finished setting up your phone, go into the setup screen it wants to take you to, then decline to set up the feature (e.g., don't add a card to Apple Pay).

That will clear the notification and the message.

Thank you I declined the card that I had on there and deleted it and it worked. The notification went away. I appreciate all of your help. God bless.

Just click not now/ ignore the notifications Setting up Apple Pay is not required to use iPhone