Send money to human with Apple Pay
How can I send my daughter money with Apple Pay
Question marked as
Apple Pay is not a service to transfer funds. What you want to use is Apple Cash. If you don’t already have it setup, please follow the instructions in the Apple Support article I linked below.
Use Apple Cash in Wallet on iPhone - Apple Support
Below are the step by step instructions for transferring funds.
Send and receive money with Apple Cash - Apple Support