The Apple Support Community will permanently close on November 20, 2026. Starting today, the site will no longer accept new posts and is available in a read-only state.

You can continue to find trusted guidance and support on the official Apple Support site.

We want to thank the community members who have contributed their time and expertise to help others with their Apple products.

Cotty-91 Author

Level 1

4 points

Apple Pay not working with bank card on iPhone

I am just wondering why my bank card won’t let me pay on my phone in a shop

[Re-Titled By Moderator]

iPhone XR, iOS 18

Posted on Jan 31, 2025 5:52 PM

Similar questions

1 reply

Feb 1, 2025 3:38 AM in response to Cotty-91

Apple does not have access to your bank financial information. Apple is not a bank and cannot approve or decline transactions. Only the issuing bank can approve or decline a transaction. Please contact the support team at the bank to learn why a card is declined.

If your issue is something other than a decline issue, please explain what you’re experiencing in more detail.

This thread has been closed by the system or the community team. You may vote for any posts you find helpful, or search the Community for additional answers.

Apple Pay not working with bank card on iPhone