Apple Pay not working with bank card on iPhone

I am just wondering why my bank card won’t let me pay on my phone in a shop


[Re-Titled By Moderator]

iPhone XR, iOS 18

Posted on Jan 31, 2025 5:52 PM

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Question marked as Top-ranking reply

Posted on Feb 1, 2025 3:38 AM

Apple does not have access to your bank financial information. Apple is not a bank and cannot approve or decline transactions. Only the issuing bank can approve or decline a transaction. Please contact the support team at the bank to learn why a card is declined.


If your issue is something other than a decline issue, please explain what you’re experiencing in more detail.

1 reply
Question marked as Top-ranking reply

Feb 1, 2025 3:38 AM in response to Cotty-91

Apple does not have access to your bank financial information. Apple is not a bank and cannot approve or decline transactions. Only the issuing bank can approve or decline a transaction. Please contact the support team at the bank to learn why a card is declined.


If your issue is something other than a decline issue, please explain what you’re experiencing in more detail.

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Apple Pay not working with bank card on iPhone

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